Massage Insurance Coverage, Cost and Benefit Comparison By Provider
Part of being a massage therapist is maintaining the necessary insurance to protect you and your massage practice. We have compiled a list of the necessary data for you to make an informed choice as to what massage insurance provider is best for you.

IMA

AMC

BENEFIT
Annual Membership Fee
$235
$229/$199
$199
$99
Student Fee
$79
$49
NA
NA
Hour Qualification
500 hours
500 hours
500 hours
NA
Required CEU hours
48/4 years
16/ 2 years
16/ 4 years
NA
Malpractice / Professional Liability Insurance
$2 Million
$3 Million
$2 Million
$1 Million
General / Commercial Liability
$2 Million
$3 Million
$2 Million
Add for $50
Product Liability
$2 Million
$3 Million
$2 Million
$1 Million
Personal / Advertising Injury
NA
$2 Million
$2 Million
NA
Rental Damage Coverage
$2 Million
$100,000
$50,000
NA
General Aggregate (Limit) Policy Period
$6 Million
$3 Million
$3 Million
$3 Million
Coverage follows you Anywhere
Yes
Yes
Yes
NA
Fire Damage
Yes
Yes
Yes
NA
Fire Damage to equipment and Supplies
NA
NA
NA
NA
Additional Coverage
NA
Personal Prop $95
An additional $70 increases $2 to $3 Million
800-500-3930
Health Insurance Coverage
Check for cost
Plan or Discount
NA
NA
Sign Up Online
NA
Print out Application
Student Online Application
NA
NA
Student Application
NA
NA
Student Newsletter
NA
NA
NA
Magazine with Membership
NA
NA
Discounts with Membership

30% online

Shopping Mall

NA
NA
Chapter Fee
NA
NA
NA
Web development program
Yes
Yes
NA
NA
Newsletter
Hands-On
Different Strokes
NA
NA
Credit Card
MasterCard
NA
NA
NA
Credit Card Scanner Program
Yes
NA
NA
NA
Online Marketing Tools
Yes
Yes
NA
NA
Insuarnce Administration
1-888-253-1474
NA
NA
NA
Other Options:
Hands-On Trades Protection Plan
HPSO Link to HPSO      
NAMASTA
RockPort Insurance Associates
Lockton Affinity

 

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