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Massage Insurance Coverage, Cost and Benefit Comparison By Provider
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| Part of being a massage therapist is maintaining the necessary insurance to protect you and your massage practice. We have compiled a list of the necessary data for you to make an informed choice as to what massage insurance provider is best for you. | |||||
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BENEFIT |
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Annual Membership Fee |
$235 |
$229/$199 |
$159 |
$99 |
$165 |
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Student Fee |
$79 |
$49 |
$77 |
NA |
$115 |
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Hour Qualification |
500 hours |
500 hours |
NA |
NA |
NA |
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Required CEU hours |
48/4 years |
16/ 2 years |
NA |
NA |
NA |
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Malpractice / Professional Liability Insurance |
$2 Million/ occurrence - up to $6 Mil/ aggregate/ member/ year |
$3 Million/aggregate/ member/ year |
$2 Million/ occurrence - up to $3 Million aggregate /member/ year |
$1 Million |
$2 Million/ occurrence - up to $3 Mil/ aggregate /member /year |
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General / Commercial Liability |
$2 Million |
$3 Million |
$2 Million |
Add for $50 |
$2 Million |
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Product Liability |
$2 Million |
$3 Million |
$2 Million |
$1 Million |
$2 Million |
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Personal / Advertising Injury |
NA |
$2 Million |
NA |
NA | |
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Rental Damage Coverage |
$250,000 |
$100,000 |
100,000 |
NA |
100,000 |
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General Aggregate (Limit) Policy Period |
$6 Million |
$3 Million |
$3 Million |
$3 Million |
$3 Million |
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Coverage follows you Anywhere |
Yes |
Yes |
Yes |
NA |
Yes |
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Fire Damage |
Yes |
Yes |
Yes- (Accept cases involving natural disasters) |
NA |
NA |
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Fire Damage to equipment and Supplies |
NA |
NA |
NA |
NA |
NA |
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Additional Coverage |
NA |
Personal Prop $95 |
Identity Protection $15,000 & Lost or Stolen equipment $1,000 |
800-500-3930 |
NA |
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Health Insurance Coverage |
Check for cost |
Plan or Discount |
In the works |
NA |
NA |
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Sign Up Online |
Link to MMIP Sign up Online |
NA |
Link to Hands-On Sign up Online | ||
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Print out Application |
All Online | NA | |||
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Student Online Application |
Student Application Online |
NA |
Link to Hands-On Sign up Online | ||
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Student Application |
Coverage for one year- $77 even when licensed |
NA |
NA | ||
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Student Newsletter |
NA |
FutureLMT |
NA |
NA | |
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Magazine with Membership |
MassageMag |
NA |
NA | ||
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Discounts with Membership |
30% online |
10% online MassageMarketplace.com |
Discounts available in Newsletter |
NA |
NA |
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Chapter Fee |
NA |
NA |
NA |
NA | |
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Web development program |
Yes |
Yes |
Yes- Absolutely Free |
NA |
Yes- no additional cost |
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Newsletter |
Hands-On |
Different Strokes |
Yes- Monthly E-News |
NA |
Quarterly |
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Credit Card |
MasterCard |
NA |
NA |
NA |
Yes All Cards |
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Credit Card Scanner Program |
Yes |
NA |
NA- Function can be added to free website |
NA |
NA |
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Online Marketing Tools |
Yes |
Yes |
MassageMag and Newsletter |
NA |
Yes |
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Insuarnce Administration |
1-888-253-1474 |
NA |
1-800-222-1110 |
NA |
1-800-872-1282 |
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Other Options: |
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| HPSO | Link to HPSO | ||||
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NAMASTA |
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| NAMT | Link to NAMT | ||||
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RockPort Insurance Associates |
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Lockton Affinity |
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**The Massage-Exam.com website is a resource for basic Massage information. Our site contains online practice exams and links to major Massage organizations. We are not affiliated with NCBTMB, FSMTB, AMTA, ABMP, IMA, or AMC. Information gathered from the websites of these organizations is to help educate and inform our fellow Massage Therapists.
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